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RISE Rule Caps Federal Student Loans at $20,500 for Behavioral Health Graduate Programs. Master’s-Level BCBAs, Social Workers, and Counselors Fall Outside the New “Professional Degree” Definition.

RISE Rule Caps Federal Student Loans at $20,500 for Behavioral Health Graduate Programs. Master’s-Level BCBAs, Social Workers, and Counselors Fall Outside the New “Professional Degree” Definition.

by Ethan Webb | May 6, 2026 | Regulation

Key Takeaways A narrow professional-degree definition is now final. The Department of Education’s May 1 rule limits the $50,000 annual federal student loan cap to 11 fields, including medicine, dentistry, law, veterinary medicine, and clinical psychology, while...

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